Creditors’ Rights

Sirote & Permutt attorneys are dedicated to serving the needs of creditors and businesses, and we offer a full spectrum of creditor- and business-related legal services such as commercial and general civil litigation, complex creditor oriented services, commercial bankruptcy matters and corporate workouts.

Sirote attorneys rely on our extensive, multi-disciplinary practice to analyze and resolve the complex issues concerning creditors’ rights, all the way into the courtroom, should that become necessary.

Besides extensive experience in all aspects of creditor and investor representation, Sirote holds a proven reputation for aggressive and efficient litigation strategies.

We counsel our clients about the most cost-effective and expeditious options available to resolve and dispose of troubled loans, investments or credits.

Speaking Engagements
In addition to our extensive client work, Sirote attorneys regularly speak at local, regional and national programs about the various federal and state mortgage lending and servicing statutes, rules and regulations, and how they affect lenders and servicers. Clients will often hear our attorneys speaking at seminars for the USFN, MBA, the Alabama Lenders Association, DRI and other organizations.

These presentations are more than summary – they are more often workshops, which require a detailed understanding of statutes and regulations and their impact on the products and services offered by lenders.

Federal Statutes
Sirote attorneys have experience and understanding of the various federal statutes affecting the mortgage industry, including the Truth-in-Lending Act, Real Estate Settlement Procedures Act, HOEPA, FCRA, FDCPA and the Alternative Mortgage Parity Act. Since our work for our clients and trade associations requires us to study and comment upon agency-proposed regulations, we have an in-depth background that does not require us to “reinvent the wheel” in response to client questions.

Sirote attorneys who specialize in creditors’ rights provide many services to our clients, including:

  • Commercial and general civil litigation
  • Complex creditor-oriented services
  • Commercial bankruptcy matters
  • Corporate workouts