Insurance

The attorneys at Sirote & Permutt have often been called upon to provide counseling on new and complex sets of issues as the insurance industry has undergone substantial changes and has developed more complex products and been forced into a more consumer activist regulatory environment.  The recent violent and tragic terrorist attacks of September 11, 2001 have made a profound impact on the world economy and the insurance industry in particular.  New legislation such as the Gramm-Leach-Bliley Act, the Insurance Producer Bill and Market Conduct Examinations, all have begun to change the way the industry does business.  Solvency issues are of primary importance.

Whether organizing a new company, structuring an acquisition, investment portfolio, or litigating a coverage dispute, our experience extends from life, accident and personal health insurance or managed care, to primary general liability policies and related coverages for personal and advertising injury and property damage, excess and umbrella insurance, first party property policies, environmental coverage, directors and officers insurance, errors and omissions insurance, aborted bid cost cover, tax liability insurance, professional liability insurance and traditional and financial reinsurance transactions. We are experienced in litigating extra-contractual causes of action, including class action litigation.

We have represented and counseled clients with respect to many types of insurance issues including matters involving bad faith and agent fraud litigation; "vanishing premium" claims; class action lawsuits; unfair competition clauses; construction defect claims and surety bonds; directors and officers liability; environmental liability; "force-placed" insurance coverages; professional liability; toxic torts and "race based" premium litigation.

News

Sirote's Chris Bottcher to Present at Alabama Defense Lawyer's Association - 6/10/2013

Seven Sirote Attorneys Selected for 2013 Chambers USA List of the Best - 6/4/2013

Sirote’s Todd Carlisle and J. Smith Lanier to Present Commercial Insurance Seminar - 4/3/2013

Sirote & Permutt Announces Marcus M. Maples and Kelli F. Robinson as New Shareholders - 3/19/2013

Sirote Attorney Barry Ragsdale to Play Major Role in National Anti-Trust Suit Against Blue Cross Blue Shield - 3/5/2013

Our People