Ginny Cochran Rutledge

, Shareholder

p - 205.930.5161
f - 205.212.3831


As a member of the Mortgage Banking team at Sirote, Ginny represents national, regional, and local mortgage banking clients in the areas of title curative work and foreclosure properties throughout the state.


  • Alabama State Bar
  • Birmingham Bar Association
  • Mortgage Bankers Association of America (MBA)
  • National Reverse Mortgage Lenders Association

Thought Leadership

  • Handles title curative issues involving mortgage foreclosures
  • Handles real estate foreclosures for lenders and mortgage holders involving residential and commercial real estate

Cumberland School of Law

JD, 2001

Auburn University

BS, cum laude, 1998

  • Author, "Decision Requires Changes to Reverse Mortgage Rule", USFN e-Update, December 2013
  • Author, "Decision Requires Changes to Reverse Mortgage Rule", inSight: Mortgage Law, October 2013
  • Author, "New Reverse Mortgage Law", inSight: Mortgage Law, August 2013
  • Author, "The Alabama Residential Mortgage Satisfaction Act", inSight: Mortgage Law, March 2013
  • Speaker, "Alabama Foreclosure Process and Issues that Cause Delays," Raleigh, 2014
  • Speaker, "Reverse Mortgages," REO Real Estate Legal Issues Seminar, Birmingham, 2014
  • Speaker, Processing a Non-Judicial Foreclosure, Community Bankers Association of Alabama Seminar
  • Speaker, Manufactured Housing Law and the Effects on a Non-Judicial Foreclosure; How to Cure Title Defects, Hattiesburg 2013
  • Speaker, Curing Title through the Non-Judicial Foreclosure Process, Memphis 2012
  • Speaker, The Most Common Foreclosure Delays, Dallas 2011
  • Speaker, FDCPA, RESPA and Other Legal Issues Concerning Alabama Mortgage Foreclosure, Dallas 2009
  • Speaker, Impact of One Year Right of Redemption on Alabama Real Estate Transactions, Plano 2008
  • Author, Common Interest Communities, USFN Report, Spring 2008
  • Speaker, Foreclosure Law and Real Estate Title Issues, Austin 2007
  • Author, Monthly Case Law Updates, USFN (America’s Mortgage Banking Attorneys), 2001-12
  • Author, Service of Process and Non-Residence, USFN e-Update
Sirote Receives 2011 "USFN Award of Excellence" - 10/28/2011 Read More
Sirote Receives 2010 USFN Award of Excellence - 10/11/2010 Read More
Sirote Receives 2009 USFN Diamond Award of Excellence - 9/28/2009 Read More
Sirote Announces Five New Shareholders - 3/6/2009 Read More

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